Account Opening Automation | AI-Powered KYC Processing

Approval Queue

Applications awaiting maker-checker review

3 urgent

5 high priority

AOF-2024-001234In Review

Rajesh Kumar Sharma•Savings Accounts•Mumbai - Andheri West

AI Score:87%

TAT: 2 hours

high

AOF-2024-001235Pending

Priya Mehta•Credit Cards•Delhi - Connaught Place

AI Score:96%

TAT: 1 hour

medium

Maker Review

Primary review and data verification

In Progress

Application Summary

Customer:Rajesh Kumar Sharma

Product:Premium Savings

PAN:ABCPS1234K

AI Score:87%

AI Suggestions

DOB mismatch between PAN (1986) and Aadhaar (1985) requires manual verification

Customer has existing CKYC record - consider leveraging for faster processing

Credit score (752) is good - low risk profile

Review Checklist

Maker Comments

Checker Review

Final approval and audit sign-off

Awaiting Decision

Maker Review Summary

Completed

Reviewed by:Priya Patel

Reviewed at:2024-01-15 10:45:00

Checklist:6/6 items completed

Maker Comment:

All documents verified. DOB discrepancy noted - customer confirmed 1985 is correct date. Address verification pending but CKYC record matches. Recommending approval.

AI Confidence Breakdown

Document Quality94%

Data Accuracy87%

KYC Compliance92%

Risk Assessment85%

Your Decision

Checker Comments

This action will be recorded in the audit trail and cannot be undone

Audit Trail

Complete history of all actions taken on this application

Timestamp	Action	Performed By	Details	Role
2024-01-15 09:30:00	Application Received	System	Application received from branch MUM001 - Mumbai Andheri West	System
2024-01-15 09:31:15	OCR Processing Started	AI Engine v2.4	Initiated document extraction for 5 uploaded documents	System
2024-01-15 09:33:22	OCR Processing Complete	AI Engine v2.4	All documents processed. Overall confidence: 94%. 24 fields extracted.	System
2024-01-15 09:34:45	Validation Complete	AI Engine v2.4	Field validation complete. 1 amber flag detected: DOB mismatch between PAN and AOF.	System
2024-01-15 09:35:22	PAN Verification	IT Dept API	PAN ABCPS1234K verified successfully. Status: Active	System
2024-01-15 09:36:15	CKYC Search	Central KYC Registry	CKYC record found. ID: CK1234567890. Last KYC: 2023-06-15	System
2024-01-15 09:37:45	Credit Bureau Check	CIBIL API	Credit score retrieved: 752. No defaults. 4 active accounts.	System
2024-01-15 09:40:00	Assigned for Review	Workflow Engine	Application assigned to Maker: Priya Patel based on workload balancing.	System
2024-01-15 10:15:00	Maker Review Started	Priya Patel	Maker opened application for review.	Maker
2024-01-15 10:30:00	Field Override	Priya Patel	DOB confirmed as 15-03-1985 based on customer verification. PAN DOB noted as error. 15-03-1986 (PAN)→15-03-1985 (Confirmed)	Maker
2024-01-15 10:45:00	Maker Review Complete	Priya Patel	All checklist items completed. Submitted for checker approval.	Maker